Turn equity into lasting wealth.
For professionals whose net worth is tied up in company stock
Equity is now a core part of pay at most tech and growth companies. We help you turn RSUs, options, and ESPP shares into diversified, tax-efficient wealth, instead of a concentrated bet and a surprise tax bill.
When a large share of your net worth sits in one company's stock, two questions decide the outcome: how you manage the tax, and how you manage the risk. Our in-house CPAs and advisors model your equity year by year, RSU vesting, option exercises, 83(b) elections, and the alternative minimum tax that ISOs can trigger, so nothing catches you off guard in April. For executives and insiders, we design and administer 10b5-1 plans so you can sell on a pre-approved schedule inside restricted windows. And because your tax and investment decisions happen under one roof, your diversification plan and your tax plan finally pull in the same direction.
Equity compensation strategy.
A year-by-year plan for RSU vesting, option exercises, and ESPP so every decision fits the bigger picture.
Tax planning for RSUs, options, and ISOs.
AMT modeling, 83(b) elections, and multi-year projections that keep your tax bill from becoming a surprise.
10b5-1 plans for insiders.
Pre-approved selling schedules that let you diversify inside restricted trading windows, cleanly and compliantly.
Seven ways to unlock concentrated stock.
When too much of your wealth sits in one stock, there is rarely a single right answer. We match the strategy, or the combination of strategies, to your cost basis, timeline, and estate goals.
Donor-advised funds and charitable remainder trusts. Give appreciated shares, skip the capital gains, and take the deduction today.
Hold with intent. Borrow against the position for liquidity, or hold for a step-up in basis, while we manage the single-stock risk.
Protective collars and covered calls. Put a floor under the position and earn income while you wait.
Aggressive tax-loss harvesting that generates losses to offset the gains from selling down your position.
Section 721 partnerships let you swap concentrated stock for a slice of a diversified fund, with no sale and no tax at the door.
A direct-indexing account harvests losses lot by lot, building a tax budget you spend unwinding the position.
A pre-set 10b5-1 schedule that unwinds the position methodically and takes the emotion out of the decision.
Keep it simple. Tranche selling or covered calls are often all you need. Don't over-engineer it.
Layering starts to pay off. Exchange funds, custom indexing, and options begin to make a real difference.
A coordinated plan is essential. Charitable structures, 10b5-1 plans, and tax-loss harvesting can work together to save millions.
Most strong plans combine two, three, or even four of these approaches, each doing a specific job. Your cost basis, liquidity needs, and estate goals decide the mix.
To discuss your investments & wealth management requirements, or to learn about our services.
Equity compensation, handled end to end.
The people modeling your AMT are the same people managing your portfolio. That is how equity plans actually come together.
- Forward-looking projections for RSUs, options, ISOs, and AMT
- Concentrated-stock strategies to diversify without a needless tax hit
- 10b5-1 plans that keep insiders compliant while they sell